Credit scores are simply a number placed on a person's credit worthiness. There are several different models or methods of calculations of credit scores that are in use. The most commonly used is the Fair, Isaac and Co. (FICO) scoring model. Each consumer’s credit file is reviewed and given an overall score based on the information that their file contains. These scores are made up of several different factors, and each has a different impact on a consumer's overall credit score. By improving your credit score you will have a better chance at secureing loans and other types of credit.
Please click on one of the following credit bureau's logo.