BBB Online
National Association of Certified Credit Counselors
American Association of Debt Management Organizations

Government Programs

Health Savings Accounts:
http://www.irs.gov/irb/2004-02_IRB/ar09.html#d0e1845 

Medical and Dental Tax Credit: This program can reduce the federal tax you owe by medical expense deductions.
http://www.govbenefits.gov/goBenefitOverview.do?benefitId=942 

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