BBB Online
National Association of Certified Credit Counselors
American Association of Debt Management Organizations
Testimonials
I spoke w/ Jody Black - she was very nice and helpful - i appreciate her advise and feel that she really helped me make a good decision about how to handle my problems.

-Sharon S
N/A
I did indeed receive exceptional service and wish to give 5 stars to Darrel Tedeschi, who provided excellent counseling to me. I will recommend anyone I know to do business with Delray Credit Counseling. Darrel together with Delray did what a few banks couldn't do and that is wonderful. I wish I worked for a company that operated as smooth as Delray. Again, thank you!
-Lamar S
Breaux Bridge La.
Thanks to Rick I do not stress out about paying my bills. He was very professional and made me realize I can achieve my goal of getting out of debt. This was the best solution for me.


-Kristine
Jacksonville Fl
I was pleasantly surprised that Delray Credit Counseling could help our situation.They were very knowledgable and professional,I would recommend them to anyone.Jennifer.


-Jennifer L
Burlington Wa
Since I've been dealing with you guys, I haven't had any problems

-LaTyea T J
Oaklyn NJ
charles K
pittsburg Ca
10/20/2006 3:30:46 PM
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My name is charles and i will just shortly like to say thanks to pete. He was supportive and kind, his customer skills is one of a kind. thanks Delray counseling for giving me a second chance to get my problems taken care of. thanks pete you are a great help.
-Charles K
Pittsberg Ca
1I talked with Catherine Johnson and she was awesome she explained to me everything that I need to know and was so understand to why I was needing help even though she didn't ask why I was in need of help. I thought that was great. She was very helpful all around. I appricate that a lot. Thank you so very much Catherine Johnson. If it wasn't for her explaining to me everything to do and all my resorces I don't know if I would have took this help. Everything she explained and did to help me was great.

-Lila B
Woodburn Oregon
I spoke with Darrel Tedeschi and Rebecca on Wed., Sept. 21, 2005. This is my first time dealing with a credit counseling agency. I haven't started making payments to Delray yet, but the monthly payments are much better and more affordable for me than the last credit counseling agency I talked with. Darrel and Rebecca were very friendly and helpful and put my mind at ease about my debts. Any questions I had, they were more than happy to answer them. I could be debt free in about 4 years as long as I stick to the program. What could be more wonderful than that. Again, thank you very much Darrel, Rebecca and Delray.

-Kim M
Bloomfield CT
I had Peat Deronvil as a rep. He has been extreamely helpful and patient with me and my situation. I was supprised to find out that you do not have to be in arrears before you do something about it.
-Mark F
Rowlett TX
Being able to relate to a customer and identify their needs before applying a solution is the key to great customer service, and the foundation of any successful company. Your representatives have this quality and it showed in how they dealt with me and my situation. Thank you Catherine Johnson and thank you Delray Credit Counseling.

-Dante C.C
Oakland Ca
Ricardo, was excellent!! GREAT customer service!!! He did a wonderforful job making me feel comfortable joining the program.
-Angela S
Lakeland TN
When I called to talk to to a debt counselor on Friday 9/23/05; I was so stressed out regarding my bills. When I got off the phone with Andrew, I felt as if a huge weight had been lifted off my shoulders. I believe most debtors want to pay their bills, but situations/hardships occur that cause you to fall behind. Creditors don't always understand that. Delray helped me get back on track. I'll be paying back by debtors at a payment I can afford as well as paying them off. Andrew, thank you so much for your patience & understanding, and helping getting on the path and budget to be debt-free.
-Tiffany H
N/A
Delray Credit Counselling has provided me with an excellent resources to mange my continuing medical bills that my insurance doesn't cover. It is assisting me in restoring my credit at the same time giving the satisfaction of pay for treatment recieved from my medical team. Thank you for tailoring a program for me that doesn't overwhelm my budget, and to stay ahead of the game. Respectfully C. Chaarles Gray


-C Chaarles G
Chicago Il
Thank you guys so much for the help.
-Leanne L
N/A
From day one when I started with Delray Credit Counseling, I have had nothing but excellent help from each person I have spoken with. Not a single person has ever spoken to me as if they could care less on how to help me. After my husband died in March and my finances were put on hold, everyone was extremely nice and pleasant. This meant more to me than words can ever describe. Thank you for caring. Carol Alexander

-Virginia A
Concordd North Carolina 28025
I worked with Pete as my counselor. Pete is VERY knowledgeable in this area. He answered most of my questions before I even asked them. The questions that I did ask, Pete was able to answer immediately. He shot straight from the hip, and even though it may not have been what I wanted to hear, it was the truth and I needed to hear it! If the remainder of the program goes as well as the initial counseling did with Pete, I will be one happy customer! Thank you very much! Jeff Kretlow
-Jeff K
Mackinaw Illinois
The phone conversation with my sister ended with her saying "Lizzie go to sleep there is nothing you can do about this tonight, you didn't get in to debt over night, your not going to get out of it tonight, your just stressing yourself out." She was right, but speaking to Pete from Delray Credit Counseling was the Next Best Thing. He answered all of my questions with confidence never missing a beat. Thanks Pete! You're a Super-Star! Now I can go to sleep!!! :)
-Liz
Norristown Pa
catherine johnson was a really nice person to talk to,i enjoyed the conversation. she made me feel like no matter how bad things seem to be, theres always a solution .


-Nancy A
warrenton north carolina
Delray Credit Councling was very helpful. I am still in the process but I am confident things are going to work out just fine. I really appreciate all that they have done for me. Omar was wonderful. Thanks Delray I hope that this is start of getting things back on track to that I can start my family in a few years. Sincerely, Amanda


-Amanda C
Port Clinton Ohio
Christine Dupell was a great help to me. she provided friendly customer service and proved to have great knowledge of everything that we discussed. i now feel very comfortable about getting my credit debt under control. thank you!

-Summer M
encinitas california
I am very satisfied with the help my representative gave me! She was friendly and easy to talk to. She was very patient with me as I asked tons of questions about my credit. I now have a better understanding of credit and Delray is helping me get back on track!

-Lindsey F
Presque Isle Maine
Omar answered and explained every question I asked. Thank you for all your time and knowledge.

-Bob P
Brooklyn Park Minnesota
Jean Murphy helped me deal with my credit she answered all my questions and got me a perfect payment that will fit my financial schedule. She was great. I would reccomend her to anyone else. Thanks Jean this takes a lot off my chest now. Not as many worries nor stresses anymore. Thanks again.

-Amber Z
n/a
After talking with Jake last nite i felt like being debt free was really within my grasp, i have wanted to be for so long but now with the help of Delray Counceling i know its gonna be a reality!! it feels do great to know i am on my way to financial freedom!! YeaH!!
-Melissa W
Hendersonville Nc
I would like to thank the credit counselor who helped me to detirmine if debt consolidation was right for my situation or not. Since I was also considering taking a loan to pay my bills. He helped me make the best decision and did not just try to sign me up for the program. You guys are wonderful!

-Karen E
Las Vegas Nevada
I wanted to thank Delray and Peter Clinton for treating me with professional care and courtesy. I have never dealt with a debt management program before - but I can tell you....they all are a class act there! The professionalism and the care they extend to their clients has been excellent! Thank you Delray for being there for me!

-Diane W
Temperace Mi
WOULD RECOMMEND TO ANYONE. REALLY APPRECIATED THE COURTEOUS HELPFUL PERSON.THANKS AGAIN. GERALD SIMMONS

-GERALD S
KNOXVILLE TN
My financial problem is so extreme that I couldn't sleep at night and I was really stressed out. I called Delray Credit Counseling and spoke with Jimmy Copeland and gave him my information and started my payments so now I feel better and can finally get a good nights rest. thanks, jimmy

-C Davis
Arkansas
My representative, Jean Murphy, was outstanding and even went that extra mile to try and get my monthly payment reduced to make it even more affordable for me due to the amount of my other bills each month. She was very patient and "took the time" and I really appreciated that at this stressful time. I was very hesitant to participate and she eased my fears and made my experience alot more comfortable and made me feel a lot less frightened with the wonderful help and assistance she gave me.


-Yolanda J
Washington DC
Jean Murphy was wonderful! She was very helpful and went way beyond the call of duty. I am a client thanks to her!

-Robert G
N/A
Pete Deronvil was the counselor that set-up my account with DCC. He was knowledgable, friendly, and truthful. He assisted me in understanding my credit report. We also discussed the do's and don'ts of how to obtain and keep good credit. He made me feel as if I had made the right decision of joining the program.


-Erica D. J
Hackettstown NJ
A huge thank you to Jimmie Copeland !!!! I was extremely nervous about this whole thing but Jimmie appeared to be incredibly knowledgable in his field, therefore he was able to put my mind at ease by explaining my situation in detail to me. It's amazing the mess we get ourselves in without even realizing it! Thank you Jimmie and I look forward to improving my credit as time goes by. I feel I have a goal now that is reachable. Thank You.

-Deb M
Chaska MN
For someone who has never been in this position before, I feel fortunate to be working with someone like Jason. He helped me to understand the process in terms I could understand. Once he explained the process to me, I felt that this was something I could do. Thanks for helping me get my life back!!

-Stephanie T
Lubbock Texas
Jason was amazing! When I called the company, I knew I needed to do something about my debt, but I wasn't sure what. I didn't know anything about the options or what was best for me. I had contacted other companies that morning, but I had not received the help I needed. Most companies were more concerned about signing me up right away. When Jason answered the phone, I told him I was just looking for information. He told me to ask my questions and he'd answer them the best he could. He explained everything to me, making sure I understood my choices. He gave me background on his company, and listened to my concerns. Best of all, he didn't pressure me. Jason and I spoke again to go over my information, and he was patient and took the time to converse with me instead of getting the required information and ending the conversation. I feel like he really cares about my situation and wants to help. Also, I don't feel judged or uncomfortable. I feel relieved, relaxed, and in control. He deserves a raise!

-Amy M
Belleville Il
Edgar was very understanding and polite when speaking w/me about my husbands credit situation and mine as well. He didnt make me feel like we were different people cause we had financial problems. I look forward to working w/edgar and delray in general w/our debt consolidation issues. 100% Satisfied Customer!!! Will refer anyone that may mention they are looking into debt consuladation program! Mr and Mrs F Allen Wolfe



-P Lynn W
Harrison AR
Pete Deronvil is the best and knows what he is talking about. He was very patient with me at all times. He was very punctual in returning my calls. Pete assured me that everything would be ok as long as I stuck with the program. I could talk to him and not feel embarassed about my situation. Whenever I had a question, I would call him and he would have the answer. So far the program seems rewarding and I can't wait to be back on track. I would recommend DCC to anyone looking to start consolidation. Thank you Pete and DCC. You are the best!!!

-Aisha S
Fort Lauderdale Florida
We would like to thank the staff of Delray Credit Counseling for all their help in assisting us in paying off our debt and clearing up our credit. We could have never done it without their help. We are so grateful. Thank you so much!
-Rachelle & Jason C
Long Beach CA

edgar was exceptionally comforting to me,when i contacted Delray I was uptight due to stress over bills. I was not late on anything but was feeling the pressure of robbing peter to pay paul (so to speak). He kept telling me i was gong to be ok. He did not make me feel ashamed that an older person like myself had helped their kids so much they had dug themselves into a hole. He was very polite and answered all my questions


-Susan B
n.a
I THINK CHRISTIAN MARSE IS AN EXCEPTIONAL MEMBER OF YOUR TEAM. HE WAS THOROUGH AND HELPFUL.


-Melissa P
N/A
I am on my way of being out of debt!!!! Those words I thought I would never say in MY life time. All my thanks go to Darrel. Darrel is the guy to talk to if you want someone to help you and explain the steps to getting out of a situation that seem so out of control. Thank you Darrel for letting me breath again.

-Diana
California
Jason is awesome! I had tried to get a loan to try to get my credit cards paid off, but they denied it because my credit is in bad shape. I looked online and found you guys. Jason called me back that night, walked me through the process, and answered all of my questions. I was a little hesitant since this is involving my already bad credit. But he assured me it would not negatively affect my credit, and was very patient with me. Thank you guys so much! I can't say it enough!
-Jessica A S
n/a
I had a great weight lifted off my shoulders by Ms. Kelley. She provided me a way to pay my debts that was manageable. Her manner was caring and very professional.
-Deborah W
Philadelphia Ms
Your program has been much more than I ever expected. My credit card companies have all sent me a letter telling me that i'm doing hte right thing and to keep up with my payments.
-John A
Denver CO
Edgar Palencia was my counselor and he was very professional, extremely competent, and had excellent listening skills. He was tactful, but very clear about the remedial steps necessary to affect a resolution for my credit crisis. He inspired trust and confidence. I would readily recommend him to anyone in financial difficulty.

-John M. O
Jacksonville, Fl
Christine gave us hope when we felt we were at the end of our rope. She was understanding, sympathetic and easy to talk to. I am very grateful for out experiance with this agency because it will alow us to go on living and dealing with our everyday lives.
-Julie W
Kansas City MO
Jodi was so helpful and considerate of every question I interrupeted her with. After getting off the phone with her, I danced adn then began making a birth plan for my second child who is due at the end of October, this year (2005). Because of the debt I've been surrounded with, sometimes I couldnt eat or sleep, let alone feel free to start planing a birth experance. But the payment plan adn amount is so within my budget, and i feel like i can use my energies on more important aspects of my life now- like my relationships.
Thanks Jodi and Thanks Delray CC!!
-Sabrina G
Edmonds Washington
I just wanted to thank the Delray Credit Counseling staff for the information they provided at the Seminar held on Sept 16th in Coral Springs. I will use this information to not only get out of debt, but to stay out of debt. Thanks a lot and keep up the good work.

-O Dean
Coral Spring FL
Jean was great at helping my situation. She made my day much better. Thanks for all your help!

-Michelle H
N/A
I was very satisfied with the service I recieved from Delray credit counseling Corp. My counselor Jason was very friendly, professional and answered all of my questions thoroughly.

-Danielle D
San Diego CA
The service representative appeared to be quite knowledgeable regarding how the program works and gave the perception that time was not of the essence because he was available to answer all questions regardless of the amount of time it took, or how many questions were asked. Excellent service over all.


-Antazeeta S. F
N/A
My name is Nicodhia I have been helped so many times by Pete even though I haven't started in the program yet but still he has been so patient with me, he takes his time to listen to every single comment or question that I have to ask and I would like to congratulate him and also the staff for the way you have been cooperated with customers. Thank you.

-Nicodhia
fl
Jody was outstanding in answering my questions. She was encouraging and found an unbelieveable solution to my problem.
-Matthew P
San Marcos TX
Ms.Mayra Flores gave me excellent information to look for when I told her that I was going to shop around for other consolidation agencies. I was given a detail break down of how my payments would be applied and how the monthly payments were calculated. No other counselors had done this for me. I was very please with her honesty and that's why I chose to do business with Delray.

-Erma G
N/A
Omar A. Schaafe was the first Credit Counselor I have ever spoken to. I explained my "embarrassing" situation, and Omar had heard it all before... and did not make me feel uncomfortable at all. In fact, Omar knows his job, knows how he can help others, and made my decision an easy one. Although I have not yet started the program (My paperword is being processed as of this moment), I am confident I chose the right program and the right company to help me get my credit score back up. I finally see a light at the end of a very dark & gloomy tunnel! Thank you, Omar!

-Andrea B
N/A
i have been suffering and depressed about my bills for 2 years. i thought i could pay them off by myself but as much as i tried i could not. when i called and talked to Jimmy, I felt blessed to be relieved of this terrible problem. He was so helpful and professional. Thank you Jimmy and Del ray for helping me
-Laura B
Vallejo Ca
I originally called to see if I could do something with my bills. I wasn't even sure if I would actually do it. I talked with Michelle.. a very nice person.. who answered ALL my questions without even hesitating. She talked me into doing it so that I wouldn't be paying off these bills or shall I say my grandchildren would be paying off my bills.. let me just say that I am 38 and have a 2 1/2 year old and no grandchildren as of right now! Michelle was extremely helpful and I would recommend her to anyone who is in this sistuation! She has also helped me emensly since I have called her numerous times to ask her questions that I might have forgotten to ask her the original night. Thank you so much Michelle and best wishes! Shannon

-Shannon G
Uxbridge Mass
Jennie E
Macon GA
10/14/2005 7:16:00 PM
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The Credit Education info was impressive. Thanks for the updated information as to how to recover and improve my credit history without overwhelming payments! I am working my way back into a consistent arrangement and will be out of debt soon! Thanks to Ms. Christine DuPell for her professionalism and people skills! Thanks!

-Jennie E
Macon Ga
1On 10/11/05, I got home late from work (again). I had been working extra hours to make extra money to pay off bills and I sit down to open the mail and there was another past Due letter from one of my credit card companies. How was I ever going to pay all that money back. I was just digging in deeper and I decided it was enough. It was about 9:40pm and I went online and found the Delray site. It was informative and helpful and inviting and I felt comfortable with it, so I decided to call in the morning. Then I saw that they were open until 10pm! I thought, wow these people must really want to help, they are open late. So I called right then. I talked with Laura Czarnecki. She was SO friendly and we got right down to business and she made me feel better in minutes. I couldn't believe how quick it was. She lifted a weight off my shoulders that had been there too long! She gave me a resolution really fast and felt like a I could trust her to help me get through this. She answered all my questions and beleive it or not we even had a few laughs! I would recommend Delray to anyone needing help! They helped me and made me feel better when I thought I was going to be in debt forever!! ~Joleen L
-Joleen L
Bangor Maine
Christian was extremely helpful and friendly, and has turned a bit of a messy situation into something very managable for me. I'm very appreciative of his service.


-Jessamine L
Clifton NJ
I was very pleased with the professionalism of Jody Black. She was very cooperative and answered all of my questions thoroughly.
-Dallace F
Ellenwood Georgia
I was extremely satisfied with the customer service department within this company. I felt that the only thing that they cared in was helping me with finding answers to my debt and getting it taken care of. I also liked the fact the Pierre didn't mind that asked to speak with him, I liked that I was working with one person rather than 15 different people. All in all this is a great servicce to help get out of debt and they also helped me supress the overwhelming feeling of stress caused from being in debt.

-Jackelyn L
Antelope Ca
I put off dealing with my rising interest rates because it made me sick to think about it. Finally, I called Delray and I was astounded at how nonstressful the experience was. My credit counselor, Andrew, answered most of my questions before I had to ask. He seemed to really believe in the company, and that made me feel safe with Delray.

-Cheryl K S
N/A
Again......Jody Black is one of the MOST AMAZING professionals I've ever come across! She knows her job, she embodies her job, she seems to love her job, and finally....she does a GREAT job! I wish everyone could have the Jody Black experience! No kidding! Thank you so much Jody! I look forward to working with you in the near future!

-Jason C
Bedford OH
I had a really good experience as your counselor by the name of Pete went out of his way to explain the prcedures and the steps that I would need to begin the consolidation process. He was very patient and answered all my questions. I was very grateful for all of his help concerning my issues.


-Roseanne S
Chicago Il
ALL I WOULD LIKE TO SAY IS THAT JASON HAD ALL THE ANSWERS TO THE QUESTIONS THAT I NEEDED TO ASK AND HE WAS A GREAT BIG HELP TO ME. SO I JUST WANNA THANK HIM FOR EVERYTHING!!

-Christina
Lardo Texas
I was nervous of trying out this service online and over the phone...Edgar was very helpful and had a lot of patients..He made me felt relax and reassured that things will be okay with my financial situation. Thank You so much
-James D M
Phoenix Az
The person that i spoke to at Delray, was extremely helpful in answering all of my questions. When i got off the phone i felt a wave of relief. I believe that with the help of this program I will get out of debt.
-Allison B
N/A
Rebecca made my day!!! I have been fighting with my credit card company for ever about my interest rate and have had no luck, but with one phone call the matter has been taken care of and it feels so good to know that more of my payment will be going to my balance rather than interest thanks Rebecca


-Rita K
Waterford Mi
Thanks so much for your help. I am so glad I contacted your Organization, everyday gets easier for me knowing I am taking care of this situation.
-Melissa K
Winchester NH
I just wanted to thank Delray CC adn staff for providing such a service. My life is free from stress that kept me from eating, sleeping, adn maintaining healthy relationships... My energies are free to focus on really important things now, the people in my life! Again Thanks
-Sabrina G
N/A
My experience was good. All of my questions were answered and it did not take a long time to complete the process. I was happy with the services provided and I do not believe I will have any trouble in the future with this program. Thanks.

-Cassandra J
St Louis Missouri
thanks for all your help i know this is going to help save my credit.
-C A Morrison
MI
Hi my name is Faith. I would like to thank Nick from Delray he was so nice explaining everything to me. he helped me through the whole process. if it was not for Nick and Delray i would not have a nice wedding because of all my credit card bills but now i can have a nice wedding and honeymoon too. Thanks Nick and Delray

-Faith M
Shippingburg Pa
I thought I was doing fine. My wife and I were both holding respected jobs in teh community, we just bought our first home, a new car. We were paying our bills on time and had no problems. We even managed to save up some money for ourselves. But it seemed life had other plans for us. I became desperately ill. Medical bills started mounting. Prescription cost was running $600 monthly. Ambulance rides, Emergency rooms, and doctors visits became a saily routine for me. We started using credit catds, not realizing the cycle we had become involved in. Before we new it, the credit cards were maxed again, the mortgage was maxed, I was looking at insurmountavle debt. Then i lost my job. We had to sell our home and had to pay $5000 just osell it, we netted $0 on the sale of ourhome. I then crashed and totaled my car and ended up with more bills now and no car. I started having seizures and life was just going down hill fast. Finding a job to pay the bills with my medical history became next to impossable. My wife struggled as best she could. We called creditors and met with rude people and negative results. I had given given up on ever being able to pay my debt.Clinical depression set in, but my insurace had run out and we could not afford to put me on my wife's insurace. I had no where to turn for help anymore, Then we found Delray Credit Councling by luck. I was scared, terrified that my bills had gotten this bad and embarrassed that i couldnot even work to pay back these people. I was looking at intrest rates of 29.9%. They made the calls, they did hte work.And they did it fast!! I dont fear monthly bills anymore, I'm still unable to work, but we are able to meet ourbills again. Theres something that Delray gave us that we didnt have 8 months ago, a light at the end of the tunnel. We dont have credit cards anymore, we dont own a home anymore and we drive a car my family gave me.
-Bryan F
Titusville, FL
Was extreamely informative and courteous.
-A Gregg
NY
I have attempted to work with other credit councling companies, but have found most of them to be rude and talk "down" to me without knowing my history and what has gotten us to the point we are at financially. People shouldn't judge others unless they have walked down their path in their shoes. So far, my experance with Delray Credit Counceling has been a good one. The representative I spoke with was very courteous and helpful. She has been very willing to help and did not make me feel like I am a horrible person for needing help. I would recomend Delray Credit Councling to anyone who has had the misfortunes that my husband and i have had that has led us to where we are today. Thank You!
-Kevin B
N/A
CHRISTRIAN WAS VERY HELPFUL AND PROVIDED ME WITH GREAT INFORMATION THAT I WAS NOT AWARE OF BEFORE. HE HAS EXCELLENT CUSTOMER SERVICE SKILL AND WOULD RECOMMEND HIM TO ANYONE NEEDING FINANCIAL ASSISTANCE!

-Tralaena S
N/A
I am a twenty-year old college student who applied for every credit card i could get after highschool and within two years i found myself in about 10,000 dollars in debt. Thanks to Ricardo and Jimmy at Delray credit counseling they have made my life a lot better by consolidating all my debt. They just don't know how much i appreciated this. It was so hard for me to make all my payments but now there is a light at the end of the tunnel! Thanks Ricardo and Jimmy!!!
-Giniqua Joiner
Rialto Ca
I first contacted your agency back in January and I explained to the agent that a garnishment being applied to my payrole check because of a creditor, and she explained to me how DCC can help me. I faxed her over a copy of my credit report and she was able to sum all my creditors in one low monthly payment. I informed her that i didn'd want to start hte program untill the end of March once my garnishment was over and seh promised to call me back at that time. Well she called me as promised adn set me up with your program. Overall this agent which is Jean Murphy was able to provide me with excellent customer service.
-Lashawnda G
Newark, NJ
I wanted to let Jason know that he was a huge help to us.When I called I was upset and fed up, but he put me at ease and was extremely helpful.We had a lot of questions and he had no problems answering them. He did not make us feel like we were a bother to him at all.Thank you so much for helping us.Keep up the good work!

-Mindy
Honey Brook Pa
Ricardo and the others @ Delray were extremely helpful. Ricardo was patient and he explained in detail how the program worked. When I asked a question, he was attentative and provide very precise and detailed responses. I am very pleased that I contacted Delray. I feel positive about my future working with this company and enjoying the liberty of a debt free fiture. Thanks to everyone at Delray Credit Counseling for such a supurb program!


-Dawn B
Oakland Ca
Christian was excellent to speak to he provided good advice and was very understanding of my situation. I realize I have a lot of outstanding debt; I was hoping to have my monthly payments reduced which they are not, although I know in the long run by having the interest rates reduce will help tremdously. I understand my debt to income ratio is extremely high; I'm just in the process of reviewing the Delray payment recommendation. Again, I wanted to mention I was very impressed with Christian.

-Maria F
New York Ney York
I filled out an application online that I recieved in my e-mail. I was just assuming that this was another scam deal. Several days later the phone rang and it was Ricardo saying that he wanted to help me with my credit. I was shocked because I had almost forgotten about the whole thing and wasn't expecting the call when it came. I spoke with both Ricardo and Jason and they both wanted to help me with my credit. They laid it out in clear terms what was needed and there desire to help and friendliness was excellent. Jason returned my call the next day at the exact time he said he would, gave me the time to get my bills together, and was obviously there to help.


-Brad Bankston
Baton Rouge La
Judy was very helpful and very friendly and I' on my way to being debt free! Thank you.


-Kathleen A
Boynton Beach FL
The gentleman that handled our situation's name was Omar A. Schaafe. He was not only professional, but also very personable. He explained things concisely and with much hospitality. The counseling and plan was attainable as well. Thank you for your service. Todd D. Sundell

-Todd S
Galesburg Illinois
Jean Murphy is an excellent credit counselor. Very knowledgable, very personable - made an extremely uncomfortable task bearable! Thank you for helping me, and being wonderful at the job you do!


-Steph
n/a
Rebecca was my counselor and she is great. When I called Delray I was at my ends, by the time we hung up I knew there was hope. Being a single mom with bills to pay and a household to run I would reccommend anyone who is struggling with debt to consider Delray.

-Rashena H
N/A
just wanted to say that my experience with this company was awsome. I was wondering if consolidating was the right thing for me at the time and in conclusion it wasn't and was given advise on how to handle my personal credit situation properly. Im grateful for Lenarnds' (credit counselor) time and the patience he had with me. Thank you!


-Jorge GLuling La
n,a
I would like to give a special thanks to Laurie, she is outstanding person with a lot time and patience. I also feel everytime I call her she is right on top of my business, which makes me feel I have a second chance. I give her upmost respect. Job well done!
-Rohan W
Harnden Connecticut
I was impressed and thrilled with how fast everything was handled. I asked to be contacted by email and it was no problem. The representative was friendly and helpful. She had totals for me in less than an hour and I signed the form by the end of the day. I feel so much better knowing that I will have my credit cards paid off in less than 3 years. Jody, your the best Thank you so much Joanne

-Joanne R
Fairless Hills PA
Ricardo was excellent and answered all my questions and gave me hope. I can finally see the light at the end of the tunnel. Thank-You
-Gail K
Scio New York
My representative was very patient with me. I couldn't read my credit report very well and he was very patient. I also held him up on his other clients and he still was very nice.My experience with delray was very good.


-Catherine C
Romulus MI.
Louis was very good with all his information. He knew what I needed and what to say to all my questions. He was very knowledgable and friendly and made me feel very comfortable.


-Diane B
Youngstown Ohio
I felt that Chriatian was very helpful. He provided me with all the proper information that I needed to get started and he made me feel very comfortable with the decision that I had made to consolidate my debt...THANKS CHRISTIAN FOR LEFTING THIS HUGE WEIGHT OFF OF MY SHOLDERS!!!


-Savonnah J H
Rancho Cordova California
Although Delray could not help us with our specific situation, Rick councelled us and took the time to go through our money flow and give us other options. We called other companies and no one took the time that Rick gave us, even though he knew that we coulldn't do business with him. We really appreciate it because now we know which road to take and even though Delrays program didn't help, Rick did, and we find that just amazing. Thanks Rick!


-Linda
Brookfield Ct
I found comfort in talking to my representative. My financial situation is one that I am very upset in being in in the first place, but after talking to Pierre A. Deronvil I was much more hopful and at ease knowing I had made the right decision in getting my credit back on track. Thank You

-Sherri L.
Waterford PA
I was very pleased with my experience! He was extremely helpful and very pleasant to talk to. I would highly recommend Delray Credit Counseling to anybody out there that needs financial help!

-Nicole
Winter Park
I had the pleaseure to talk to a very nice youg man named Christion, he was exeptionally nice and helped me solve my problems. It took me a while to make that phone-call, because I felt embarrsed, but he made me feel a lot better. If i have a question, I would not hessitate to call him and ask for help, Thank You
-Petra Alls
Rowlett Tx
Yes, anytime. Mr Pierre, Deronvil was a perfect gentleman, plus he explained everything with patient. Perfect Gentleman.
-Nelson M
Hawthorne California
We needed to do this along time ago. Cant's wait to get started. It will help us get out of debt faster.
Thank You!
The Whites
-Gary W
N/A
Wes, I would love to. So many people call places to complaine but rarely ever take the time to call and say what a positive experance it was. I felt like i was talking to someone i had known for years. Stephanie made me feel so comfprtable adn gave me a lot of information and i was able to gain knowledge from it adn I can now see the light at the end of the tunnel. I now dont;t feel as stressed and hopeless. I just want to let Stephanie Johnson know how much she helped me and hw great she made me feel. I can sleep better at night now... I would recomend your services to anyone. Please let Stephanie Johnson know what a wonderful impact she has been and what a differance she has made in my life. I will now finally ve avle to be debt free and get my life back... Thanks a million Delray but a special thankd to Stephanie
-Camille Hughes
Tupelo, Ms
Jason Kubat was my credit counselor and he was very polite and helpful with consolidating my credit. He was informing of the service delray offered and answered my questions. Thank You

-Kathleen S
Slidell Louisiana
I love your online live help. When I'm at work and I have a question I don't have to sit on the phone and wait to talk to a actual person. They are always friendly and extremly helpful with any question that I have for them. Thank you for making it so easy to get in touch with a real person, that is what people want; to talk to a person, not a machine.
-Ginny B
N/A
Omar Schaafe was polite,very helpful, Wish we could have more like him, it would make life easyer.Thank Omar for all his assistance.

-Harry M
New Port Richey Florida
Darrell was a great help. As soon as I hung up the phone with him, I felt as though a weight had been lifted off my back.

-Colleen K
Brainerd MN
Jody Black is my represenative and i must say she is very professional and curtious. A+++++++++++++++++++++++
-Christopher A
Norfolk, Virgina


8/23/2005 2:21:00 PM
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My experience with Jason answered all of my questions.He was very nice and he gave me a step-by-step talk about how things work.Just tell Jason to keep up the good work.


-Sealeatha S
Bellwood Il
I just spoke with Ricardo, and I am feeling a huge weight being lifted from my shoulders. He was so polite and even funny. I am feeling very comfortable about my financial outcome, due to Delray and Ricardo.Thanks!

-Jillian
Camino CA
I decided that I wanted to be more responsible with my bills. I went on-line to see who could help me and there it was. Delray, I spoke to Rebecca Kelley one of the representatives from Delray. Though at first I was very embarrased of my situation. Rebecca made me feel very comfortable and gave me the insight on how I can become a more responsible person with my bills. She KNOWS HER STUFF!! I now see a light at the end of that very long tunnel. THANKS Rebecca,
-Toni K
Chicago Il
My counselor was very freindly and very helpful with findong a plan to help eliminate my debt.
-Andrea H
N/A
i just want to say thank you to ricardo for being so helpful and making me feel relieved about my debt problem, he was very nice and helpful he knew alot and i am happy that i called you thanks again for all your help and opportunity to pay off my debt and stop the harrassing phone calls thanks again

-Melanie G
Beverly Ma
Edgar is a very nice man. He was knowledgeable and professional. And very helpful in a stressful situation that a client might be in. I was nervous at first but Edgar put me at ease and I felt comfortable talking with him. I received your name from the internet as your company was the first debt management company listed. I don't feel at the present that calling you was a mistake. I had talked with MBNA just the day before and they told me my only option was a home equity line for $50,000.00. I did not want to add more debt. I also spoke with GM Card Services and they told me that I could not negotiate a change in the interest rate. I felt like I was in a tunnel with no light at either end. Thank you for lighting up the way for me, and with your help I can get myself out from a very bad situation in just a few years. Thank you again!!!!
-Evelyn R
Ambler PA
I have been a client of Delray Credit Counseling for two years now. I have called multiple times with questions and concerns about my debt and ways to eliminate it. Without the help of Delray and their team, I would not have cut my debt in half in only two years! John B. - Riverview, MI
-John B
N/A
My husband and I have been with Delray for about six months now and they have taken so muh stress out of our lives. This company has helped us so much, I can't even begin to thank them enough.

-Eileen
Lakewood Wa
Pierre made me feel at ease about my credit card debt, and he was so amicable and helpful. He definitely made me feel like I was making the right decision and helped make my worried about my debt go away. He answered all ym questions thoroughly and gave me helpful tips for the future. He gave me his number and made me feel even more conofortable when he said if I have any questions I can call him, making me feel so relaxed about consolidation because I know I'll have someone the whole way helping me out. It was a great experience, I'd reccomend Delray CC to anyone. My boyfriend had consolidated with Delray 2 weeks prior to when I did, and he was right, it was a rewarding, hassle-free, and such a relievign experience!
-Marissa A. K
Forked River New Jersey

What a great company to go with. Delray has helped me out with my debt management. One person in particular though has been an exceptional help to me. She has gone out of her way to make me feel like she cared about getting my problems solved right then and there, and she did; LAURA. Laura should be comended for her helpful, caring, and kind attitude. Please make sure Laura gets recognized for doing a great job there. Thank you Laura.



-Erin
Desert Hot Springs California
Everybody I spoke to was very kind and helpful. Christian and Edgar both were very patient with me and explained everything i needed to know. I feel like I have made an informed decision and very much appreciate their help.

-Britney L
Carlsbad California
Chris Benson was exceptional with the way he answered questions that I was very concerned about. He made me feel comfortable with the decision to set up arrangements with Delray. I was very leary at the beginning but completely satisfied at the end. Thanks Chris!
-Tonya M J
Maple Velley Washington
I have been with DCC for a while now and all i can say is WOW. With all of the scams and false hopes out there for people who are in debt, DCC was a light at the end of the tunnel. Before I started with DCC I felt like there was nothing I could do. I was in a hole that I could not get out of. They shined the light on my dark situation and showed me that its not a hopeless battle. I can win. And thanks to them im back on track and on my way to a financailly stable future. Thank you guys SO much.


-Nicole S
Barbeton Ohio
I was browsing debt consolidation companies and the name Delray stood out to me simply because my girls father lives in Delray Beach, so why not, i checked them out. I filled out an app and no more then 6 minutes later Darrel called me and helped me with everything i needed. It was quick, easy and he cut my payments from about $345 a month to $120, and my interest rates from as high as 27% down to 9% on some. Its great, and Im on my way to being debt free!

-Jeremy
Maine
Pete was cery patient and helpful with setting up my DCP. He was very professional and his follow up was great. He made sure to call me to inform me that he has received my fax of my credir report and he was expedient and calling me back to set up the account. I felt very comfortable with him and did not feel pressured to do anything.
-Cherry C
East Lansing, Mi
You have all been so nice in a time that I REALLY needed nice. Jimmy answered all my questions, took time with me since I was driving in traffice at the time, I am so relieved that I found your company I can actually sleep at night now. Thank you again
-Beverly Logan
n/a
Laura was very kind and patient. She was extremely understanding of my case and willing to help.

-Massiel M
N/A
I was just getting ready to graduate college, and had gotten myself in so much trouble through the previous four years. I didn't understand how credit scores worked, and applied for and used several credit cards. When my low student income needed to go elsewhere (books and fees) I couldn't make my payments. Delray CC helped me work with even one of the most notorious companies to develop a plan that will have me debt free within 18 months of calling them. I wouldn't have been able to get out of this without them, and their kindness and knowledge helped ease my fears that my life would be ruined because of a college mistake. Thank you from the bottom of my heart!

-Kathleen C
N/A
Chris was wonderful at explaining everything to me. He explained things on a level that I could understand and he even made sure that I did understand everything. He was through with all of the steps. I felt that he was really trying to help me, more than any one else that I have ever talked to. Thanks.

-Benita J
Elkton MD
Jean Murphy, my credit counselor, was very informative and helpful. She made an embarrassing task much easier. She even offerd extra information to try and help me out. Thanks Delray!
-Tracy C
Shermans Dale, Pa
Delray is very professional and very quick to get me the help I needed and get information back to me. I feel we will ahve a great client/business relationship.
-Sandra G
Shelbyville Il
My counselor was Darrel he was professional, proficient, courteous and answered all unclear questions that I had. I felt secure with providing my personal business with him. I did not for one second feel pressured into anything.Darrel was excellent!


-Leonesha B
Richmond Ca
Just wanted to take a moment to thank the staff members of Delray Credit Counseling for the wonderful presentation that you put together for our residents here at the Preserve at Coral Square. By all accounts, the event was a total success. The information presented was both timely and relavant. We look forward working with you again in the future.

-Wayne C
Coral Springs Florida
I just want to say thanks to Christine..she was really helpful. I appreciate her efforts! I feel better about my financial situation now
-Rebecca H
Rentz Ga
1I have been battling these credit cards for four or five years. I wanted to pay them off but all I was paying was interest. I thought debt consolidation was going to ruin my credit but after talking to Pete, who was very helpful and professional, I realized it does not hurt my credit at all. On one particular card, if I kept paying the minimum balance I would have my card paid off in 28 years! With debt consolidation I will be debt free in four years. Thank you to Pete for helping me today.
-Gretchen M
n,a
i been with delray for a year and half i am very very please for what they have done for me and my credit. i would higly welcome anyone to the program. you can check your account online and when you call everyone is so helpful and understanding.

-name withheld
n/a
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