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Consumer Personal Loans
Credit Card Debt
Advantages of Making Credit Card Debt Payments on Time and Other Tips
Avoiding Credit Card Traps
Credit Card Counseling – Learn Credit Management Tips
Credit Card Debt and Simple Ways to Consolidate Them
Credit Card Debt Consolidation Nationwide Epidemic
Credit Card Debt Consolidation Solutions
Credit Card Debt Help for Senior Citizens
Credit Card Debt Reduction
Credit Card Debt Solutions That Can Help
How to Pay Your Way Out of Credit Card Debt
Paying Off Your Holiday Credit Card Debt
Prevent Identity Theft With a Credit Freeze
Saving Money on Your Credit Card Bills
Terminate Credit Card Debt Without Consolidation
Tips on Credit Cards, Part 1
Credit Collection Laws
Credit Repair Organizations Act
Fair And Accurate Credit Transaction Act
Fair Credit Billing
Fair Debt Collection Practices – Know Your Law
Statute of Limitations
The Fair Credit Reporting Act
The Fair Debt Collections Practices Act
The Truth In Lending Act
Credit Counseling
Can Consumer Credit Counseling Help Avoid Foreclosure
Credit Card Counseling
Credit Counseling a Must for Bankruptcy
Credit Counseling Benefits
Credit Counseling Can Reduce Your Debt
Difference Between Credit Counseling and Debt Settlement
Free Credit Counseling to Help Manage Your Debt
Using Credit and Debt Counseling to Manage Your Finances
What Can Credit Counseling Offer You?
What is Credit Counseling
What to Ask a Credit Counselor?
Credit Education
Consumer's Rights
Establishing New Credit
Finance Charges
Credit Reports and Scores
Credit Repair After Bankruptcy
Do you Know the Benefits of Checking your Credit Report?
Debt Consolidation
4 Valuable Tips on Debt Consolidation
Become Debt Free With Financial Advice
Benefits of Debt Consolidation
Bill Consolidation Loans
Bill Consolidation Advice to Help With Debt
Credit Consolidation: Is It Worth Taking?
Debt consolidation and Ways to Avoid Scams
Debt Consolidation Explained - What Happens if You Don't Pay?
Debt Consolidation Loans
Debt Consolidation Loans for Payday Loan Debt
Debt Consolidation Non-Profit
Debt Consolidation Now Will Improve Your Credit Score Later
Debt Consolidation Provides Relief from Financial Stress
Debt Consolidation Services Helps to Clear Debts
Debt Consolidation – Find Relief To Your Financial Stress
Debt Management Program
Debt Management Program Will Ease Debt Burden
Do You Need Debt Consolidation?
Get a Debt Consolidation Loan to Manage Bad Debts
Government Debt Consolidation Loans
Government Debt Consolidation Loans for Student Loans
How to Consolidate – Debt Help – Consolidate Your Debt Payments
How to Consolidate Bills Effectively When Left in Debt
How to Consolidate Debt
Let the government help you consolidate your debts
The Advantages of Credit Consolidation
Understanding Debt Consolidation Loans
Debt Settlement
Elderly Can Benefit from Debt Settlement
Financial Tools & Calculators
Bill Reminder Tool
Bill Reminder User Guide
Car Loan Calculator
College Savings Calculator
Credit Card Payoff Calculator
Mortgage Loan Payment Calculator
Retirement Calculator
Savings Calculator
Loan Modification Guide – Do It Yourself
Frequently Asked Questions
Step 1: Prepare yourself
Step 2 Gather the necessary documents
Step 3 Know what to expect
Step 4 Contact your lender
Step 5 Review your loan-modification plan
Step 6 Finalize the approval and begin making payments
Home Buying
Build or Buy a Home
Choosing a Real Estate Agent
Home Equity Interest Rate Charges
Home Equity Line of Credit
Home Equity Loan Fees
Managing Your Mortgage
Mortgage Basics
Mortgage Debt Elimination, 3 Things You Must Know
Real Estate Laws
Renting vs Owning
Interesting Money Articles
12 Amazing Facts about Credit Card Debt
12 More Interesting Facts About Money – Part 2
24 Amazing Pictures of Money
Introduction To Budgeting
7 Steps to Successful Budgeting
All You Need to Know About Budget Basics
Basics of Personal Budgeting
Budgeting – How Much?
Debt Management and Prevention Using a Budget
How to Pay Off Debt – Start Budgeting
Maintaining and Budget Planning
Manage Your Debt by Learning How to Budget
The Basics of Budgeting
Transcript – The Basics Of Budgeting
The Importance of a Household Budget
Managing Debt
Debt Relief The Issue of Forgiveness
Get Out of Debt by Changing Your Financial Habits
Personal Finance Management to Reduce Debt
Start Early Teaching Kids Money Management and Savings
Saving Money
Banking & Credit
How 'Charge Offs' Effect You
Insurance & Housing
Money Management Means Setting Goals
Save Money When going to work
Transportation Savings
Utilities and Savings
What Debt Should You Pay First?
Young Couple Finances
Student Loan Debt
Student Loan Default Penalties
Consolidate Student Loans
Student Loans and the Credit Squeeze
Types Of Debts
Auto Loan Prepayment Penalties
Balance Transfers
Credit Card Minimum Payments
Gambling Debt Problem Gambling and Bankruptcy Connection
Holiday Credit Card Debt
Ideas To Save
Inherited Debts?
Six Easily Avoidable Causes of Debt
Ways to Pay Off Holiday Debts
Video Library
Personal Finance Video library
Tax Tips Video library

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Local Charities


Supported by
Delray Credit Counseling


    Delray Credit Counseling Corp, as a charitable organization itself, supports these charities in the local Palm Beach area. We believe that it is important as an organization that we utilize our resources to help the public wherever possible. Through connection with other local charities it is possible to not only share our ability to help consumers with their educational needs but also introduce to our consumers the ability to assist them as well. Though the majority of these charities operate in the Palm Beach area, a consumer could undoubtedly find a similar institution in their area. It doesn’t take a lot for an individual to contribute to the greater good of others when working with agencies such as these.

    It is our hope that by assisting other charities in helping their clients with the services that they provide, that we may also contribute to the variety of services that they can offer. And introduce them as a quality charitable organization to others in an attempt to spread the desire to work towards a common good.


Adopt-A-Family of the Palm Beaches, Inc.
Wendy Tippett, Executive Director
1712 2nd Avenue, North
Lake Worth, FL 33460-3210
253-1361, Fax: 253-1370
Mission: To restore families in crisis to stability and self-sufficiency by providing all-encompassing services to families with children.

Aid to Victims of Domestic Abuse, Inc. (AVDA)
Pam O’Brien, Executive Director
P.O. Box 667
Delray Beach, FL 33447
265-3797 X102, 800-355-8547, Fax: 265-2102
Accreditation: Certified by Department of Children & Families
Mission: Provides emergency shelter and support services to victims of domestic violence regardless of age, color, creed, sex, religion or national origin.

Arc of Palm Beach County, Inc.
Joyce W. Laird, Executive Director
1201 Australian Avenue
Riviera Beach, FL 33404
842-3213, Fax: 863-4352
Website: www.arcpbc.org
Accreditation: Commission on Accreditation Rehabilitation Facilities
Mission: Improves the lives of children and adults with mental retardation or related developmental disabilities, as well as their families, through services, advocacy and education.

Center for Family Services of Palm Beach County, Inc.
Dorla Leslie, Executive Director
471 Spencer Drive
West Palm Beach, FL 33409
561-616-1222, 800-404-7960, Fax: 616-1230
Accreditation: Council on Accreditation for Children & Family Services
Mission: Provides for the emotional well-being of individuals, children and families regardless of their ability to pay.

Center for Information and Crisis Services, Inc. (the)
Susan K. Buza, Executive Director
P.O. Box 3588
Lantana, FL 33465
547-8637 Administration, Fax: 547-8639
2-1-1 *
Website: www.iandr.org
Accreditation: Alliance for Information and Referral Services and American Association of Suicidology.
Mission: Helps Palm Beach County residents find a way to successfully solve their own problems by providing information, referrals, crisis intervention, telephone counseling and community education.

Children’s Place at Home Safe, Inc. (the)
Howard S. Olshansky, Chief Executive Officer
2309 Ponce de Leon Avenue
West Palm Beach, FL 33407
832-6185, Fax: 832-4786
Mission: Facilities for the care and treatment of abused, abandoned, neglected, drug-exposed and HIV/AIDS infected children & youth.

Coalition for Independent Living Options, Inc. (CILO)
Shelley Gottsagen, Executive Director
6800 Forest Hill Blvd.
West Palm Beach, FL 33413
966-4288, TTY 641-6538, Fax: 641-6619
Website: www.cilo.org
Mission: A consumer-directed agency with the majority of board members and staff having disabilities. Provides advocacy, independent living skills training, information and referral, peer support, adaptive equipment loan program, accessibility studies, an after-school program, summer camp, crime victim assistance and disability sensitivity training. Promotes independence for people with disabilities and welcomes people of all ages and with all disabilities.
Community Child Care Center of Delray Beach, Inc.
Nancy K. Hurd, Executive Director
555 NW 4th Street
Delray Beach, FL 33444
276-0520, 276-8655, Fax: 276-4561
Website: http://www.delraychild.org
Mission: Provides comprehensive, quality preschool and after-school education and services to eligible children/families, protective services (abused), low-income working poor, teenage parents, and refugee/entrants.
Comprehensive AIDS Program of Palm Beach County, Inc. (CAP)
Yolette Bonnet
2330 South Congress Avenue
West Palm Beach, FL 33406
Mailing Address:
P.O. Box 18887
West Palm Beach, FL 33416-8887
472-9160, Fax: 868-5652
Mission: Provides coordination and/or delivery of psychosocial, medical and adjunctive services for HIV-positive people. Also provides education, and risk-reduction activities for the community.
Drug Abuse Foundation of Palm Beach County Inc.
Alton Taylor, Executive Director
400 S. Swinton Avenue
Delray Beach, FL 33444
278-0000, 732-0800, Fax: 276-8852
E-Mail: dafpbc@msn.com
Mission: To convert public and private resources into a service apparatus to encourage and support the process of recovery from chemical addiction and to promote drug-free living and mental well-being to citizens living in South Florida.
Lord’s Place, Inc. (the)
Suzanne P. Cabrera, CFRE, Executive Director
P.O. Box 3265
West Palm Beach, FL 33402
689-0499, Fax: 683-1299
Mission: The Lord’s Place, Inc. is a nonprofit, non-sectarian, 501©(3) organization. Dedicated to restoring dignity and self-esteem to the homeless, The Lord’s Place is committed to breaking the cycle of poverty and homelessness by providing housing, food, education and support services designed to promote self-sufficiency, self-reliance, and a stable environment for families and individuals.

New Hope Charities, Inc.
Mark Coppock, Chief Professional Officer
626 N. Dixie Highway
West Palm Beach, FL 33401
366-5092, 924-7986, Fax: 655-6075
Accreditation: National Association for the Education of Young Children
Mission: Mission is to give disadvantaged children and adults the faith, hope and skills needed to develop the individual’s spirit, mind and body to its full potential.

National Charities

American Red Cross
Locates all Red Cross chapters nationwide.

Leukemia Research Foundation

National Center for Missing and Exploited Children

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