Have you ever received a call from Rachel from Card Services? If you have, next time hang up says the FTC. Rachel from Card Services or any number of names such as Anne, Tiffany or Heather; have been calling households letting you know that you are eligible for lower interest rates.
The Robocalls are illegal and out to scam you. FTC has been trying to shut them down for years. Call 1-888-382-1222 to report them.
So why won’t they stop?
New companies popup all the time, so even though the FTC has up rooted a dozen of these companies, they can’t keep up. Alot of these are now found overseas, making it harder to shut down.
If you do get a call, just hang up. Never push a button to connect to someone or ask to be taken off their list. And never give out your personal financial information to them.
Do they actually lower your interest rates? Nope. And they will want to charge you an up front fee to do it. Sometimes as high as $5,000. All of which is highly illegal to do.
So if a charming lady by the name of Rachel calls from “Card Services”, Hang Up the phone. You won’t be hurting anyone’s feelings.
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