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Getting Ready to FIle Your Federal Tax Return
Transcript - Getting Ready to FIle Your Federal Tax Return
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The Importance of filing your Tax Return or Tax Extension on Time
Transcript - The Importance of filing your Tax Return or Tax Extension on Time
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Most Common Tax Filing Errors
Transcript - Most Common Tax Filing Errors
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Owing Money To The IRS
Transcript - Owing Money To The IRS
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What to do with your tax refund
Transcript - What to do with your tax refund
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Balance Transfers -- Are they really free?
Transcript - Balance Transfers – Are they really free?
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Transcript - What Are Secured Credit Cards
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How to Consolidate - Debt Help - Consolidate Your Debt Payments
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Let the government help you consolidate your debts
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Step 2 Gather the necessary documents
Step 3 Know what to expect
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12 More Interesting Facts About Money – Part 2
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Transcript - The Basics Of Budgeting
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Managing Debt
1 in 10 Having Wages Garnished
Advanced Fees For Unsecured Loans
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Debt Relief The Issue of Forgiveness
Get Out of Debt by Changing Your Financial Habits
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Enjoy the Holidays Without Breaking the Bank
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Transcript - Enjoy the Holidays Without Breaking the Bank
How 'Charge Offs' Effect You
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Money Management Means Setting Goals
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Student Aid

Students seeking financial aid for school will soon find that there is not only a variety of assistance available, but also variations of each type. The three main types of assistance a student will find are Direct Loans, Federal Grants and Stafford Loans. The following is a directory for students to use to search for the answers to questions on financial aid and government programs. These sites not only provide answers to questions, but if your question is covered on the site, they provide search engines to help you to find the answer you’re looking for.

Aid Eligibility

Eligibility for federal student aid is based on financial need and on several other factors. The financial aid administrator at the college or career school you plan to attend will determine your eligibility. Review the guidelines of all the eligibility requirements for Federal Student Aid Programs, including applications that need to be submitted to determine your eligibility.

http://studentaid.ed.gov/

Types of Aid:
The Federal Student Aid Programs are the largest source of college financial assistance, each year providing more than $60 billion in funding. They offer aid through a variety of methods: as gift aid in the form of grants (money that does not have to be repaid), and as self-help aid in the form of work study (job earnings) and loans (money that must be paid back at interest). There are a wide variety of each method, this site explains each method and the options that are available under each.
https://studentaid.ed.gov/

FAQ on Student Aid:
Find quick answers about the Direct Loan Program. This page provides the answers to common questions. If you don’t see the answer to your particular question, contact Direct Loan staff by e-mail or phone.
https://studentaid.ed.gov/types/loans/subsidized-unsubsidized

Alternative Sources for Student Funding:
Offers information on the main alternatives to student funding. Alternatives such as Americorps, US Army and the department of Veteran Affairs are covered.
http://studentaid.ed.gov

Student Guide PDF:
Complete guide offered by the Federal Student Aid program to explain the concept of student loans and what a consumer needs to know. This is a comprehensive manual covering topics such as: Student Aid at a Glance, Types of Federal Student Aid, Federal Pell Grants, Campus Programs and Direct Loans.
https://studentaid.ed.gov/prepare-for-college/checklists

Student Guide Publications:
View publications from the Federal Student Aid program. You may also download applications and student guides relating to finance and college planning.
http://studentaid.ed.gov

Student Information and Search Site:
Search online resources of the Federal Government on student aid sources relating to: Planning your education, Paying for your education, Career development, Military Service, Government, Community service and Travel.
https://studentaid.ed.gov/home

Student Loan Consolidation
The Higher Education Act provides for a loan consolidation program under both the Federal Family Education Loan and the Direct Loan Program. Under these programs, a borrowers loans are paid off and a new consolidation loan is created.
http://www.loanconsolidation.ed.gov

State Higher Education Contact Numbers
These agencies provide information on state education programs, colleges and universities, student aid assistance programs, grants, scholarships, continuing education programs, career opportunities, and some guaranty agencies. You can search the U.S. Department of Educations database at www.studentaid.ed.gov for contact information and Web site addresses. At the site, click on Funding, then look under State Aid.

You can also contact the agency by calling the telephone number listed below:

Alabama		1-334-242-1998 
Alaska  		1-800-441-2962
Arizona  		1-602-258-2435 
Arkansas 		1-800-547-8839 
California  		1-888-224-7268
Colorado  		1-303-866-2723
Connecticut  	1-860-947-1833 
Delaware  		1-800-292-7935 
District of Columbia  	1-202-727-6436 
Florida  		1-888-827-2004 
Georgia  		1-800-776-6878 
Hawaii  		1-808-956-8213
Idaho  		1-208-334-2270
Illinois   		1-800-899-4722
Indiana  		1-317-232-2350 
Iowa  		1-800-383-4222 
Kansas  		1-785-296-3421 
Kentucky  		1-800-928-8926 
Louisiana  		1-800-259-5626 
Maine  		1-800-228-3734 
Maryland  		1-410-260-4543 
Massachusetts  	1-617-994-6950
Michigan  		1-888-447-2687 
Minnesota 	1-800-657-3866 
Mississippi 	1-601-432-6997 
Missouri  		1-800-473-6757
Montana  		1-406-444-6597 
Nebraska  		1-402-471-0030 
Nevada  		1-775-687-9228 
New Hampshire 	1-603-271-2555 
New Jersey  	1-800-792-8670 
New Mexico 	1-800-279-9777 
New York  	1-888-697-4372 
North Carolina  	1-919-549-8614 
North Dakota  	1-701-328-2960 
Ohio  		1-888-833-1133 
Oklahoma  	1-800-858-1840 
Oregon  		1-800-452-8807 
Pennsylvania  	1-800-692-7392 
Rhode Island  	1-800-922-9855 
South Carolina  	1-803-737-2260
South Dakota  	1-65-773-3455 
Tennessee  	1-615-741-1346 
Texas  		1-877-782-7322 
Utah  		1-801-321-7207 
Vermont 		1-800-642-3177 
Virginia  		1-804-225-2632 
Washington 	1-360-753-7800 
West Virginia  	1-888-825-5707 
Wisconsin  	1-608-267-2206 
Wyoming  		1-307-777-6832 
American Samoa  	011-684-699-9155 
Guam  		1-671-735-2280 
Northern Mariana Islands  1-670-234-6128 
Puerto Rico 	1-787-724-7100 
Marshall Islands 	011-692-625-3394 
Republic of Palau 	011-680-488-1464 
Virgin Islands 	1-340-774-4546
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