The 2007 Christmas and holiday season are now behind us. The increase in debt amounts incurred this year will be made more of a problem because of increased credit card minimums. Credit card companies are no longer able to have such low monthly minimum payments that borrowers can never make a dent in the balance due.
Credit card consolidation along with better personal budgeting can help make ends meet and put the end of debt within sight.
Store cards, credit cards, gas cards, furniture loans and more can be combined into one payment at a lower overall interest rate.
Often it takes the whole year to reduce credit card balances and payoff last year’s spending.
Find out how Credit Counseling can make unmanageable holiday debt a thing of the past.